Insurance for Contractors
If you are a contractor, then you are loaded with a lot of responsibilities. With great responsibility comes great liability. That’s why it’s important for any general contractor to have Contractors Insurance. General contractor insurance protects the contractor from liabilities that are specific to construction. Below are a few things that are covered by general contractor coverage.
Property- Like most businesses, your general contractor business will most likely operate out of a main office.
Business Liability- In the event that you are sued, this coverage will take care of any legal fees associated with the case.
Advertising Injury- If your competition accuses your company of slander, libel, or false claims in your advertising that has harmed their reputation; they may open a lawsuit against you.
Commercial Auto- With commercial auto coverage, your business vehicles will be protected as well as the equipment inside if it gets damaged.
Bodily Injuries- In the event of an injury, bodily injuries coverage will take care of the costs of medical expenses, funeral expenses, and any other fees related to the injury.
Complete Products- With this coverage, your legal fees and any kind of reimbursement will be taken care of.
Contractors Insurance Lines we Cover
- AC and Refrigeration
- Air Conditioning Systems Installation
- Appliance and Accessories Installation - No
- dishwasher work
- Carpentry (Interior/Woodwork/Shop)
- Concrete (Flat)
- Concrete (Foundations) - Commercial work only, no foundation repair
- Debris Removal - Demo work is allowed with a Bobcat or similar machinery
- Door & Window Installation
- Drywall
- Fencing
- Floor Covering Installation
- Garage Door Installation
- Glass Installation/Glazing
- HVAC
- Janitorial
- Landscaping - Any tree trimming must be performed from ground or ladder
- Handyman
- Masonry
- Painting Interior/Exterior
- Sheet Metal
- Sliding and Decking
- Tile and Marble Installation
- General Contractor
- Water Drilling
- Grading
- Metal Erection
- Insulation
- Water/Sewer Mains
- Septic Install
- Plumbing
- Prefabricated Homes
- Pressure Washing - No Roofs,
- Roof Decks, Condo or HOA work
- Welding
- Plaster/Stucco - No condo or HOA work, no swimming pools
Contractors Insurance can help keep your business assets and your employees safe. It’s better to have insurance and never use it than to be uninsured and need it. A Contractors Insurance policy can protect you from legal fees, medical bills, and property damage costs. See how much insurance your business is eligible for by requesting a Contractors Insurance quote today!