Your Guide to Electrician Insurance


If you have an electrician business, there’s no doubt that you take your craft seriously. Many entrepreneurs live for the day to run their own business. Getting your Electrician Business started isn’t easy though; there are numerous steps one must take before they can open for service. One of these steps is to acquire some type of Electrician Insurance.

When you run a business, you open yourself up to numerous liabilities involving injuries, property damage, and the risk of being sued. With an Electrician insurance policy, you protect yourself, your employees, your property, and your business in case a loss is experienced.

Businesses that need Electrician Insurance:

  • Electrical Contractors
  • Electric Repairmen
  • HVAC Technicians
  • Heating Contractors
  • Lighting Technicians and Consultants
  • Air Conditioning Contractors

A good Electrician Insurance policy provides coverage options for multiple aspects of your business. There are a wide range of options available for your business. They include:

General Liability­- This is the basic insurance coverage that every business owner should have. This coverage includes protection against lawsuits that your customers file for bodily injury or property damage. This also includes the mandatory Workers’ Compensation coverage that absolves your company of liability if an employee is injured.

Tools and Equipment- This coverage options protects your tools from loss, theft, malfunction, or damage. Your electrician tools can be expensive to replace without this coverage option.

Advertising- A lawsuit can be opened against you if your business is accused of spreading libelous or harmful information about the competition. This policy coverage will protect you and your business from legal fees.

Commercial Vehicles- If you use vehicles for your business, they may not be covered by your personal auto policy. That’s why you should obtain coverage for your commercial vehicles. This will protect every vehicle you use for business and all of the equipment inside of them.

Protect your assets and your finances by obtaining Electrician Insurance. We can help you find the best rate from the top providers. All you have to do is request a free Electrician Insurance Quote for instant results!